Privacy Policy

Last Updated: September 25, 2026

This Privacy Policy describes how THEMARKETINGDREAM LLC (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit or interact with this website (“Site”).

This Site is a private, independently operated website that helps consumers explore debt-related products and services offered by third-party providers. We are not a lender, creditor, bank, law firm, government agency, or debt settlement provider. We may receive compensation from companies to which we refer consumers.

By using this Site or submitting information through it, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

Depending on how you interact with the Site, we may collect information including:

• Name

• Email address

• Telephone number

• State or ZIP code

• Approximate amount and type of debt

• Information about your financial situation that you voluntarily provide

• Responses to eligibility or qualification questions

• Information you provide when communicating with us or one of our partners

We may also automatically collect certain technical and usage information, including:

• IP address

• Browser and device information

• Operating system

• Referring website or advertising source

• Pages viewed

• Links or advertisements clicked

• Date and time of visits

• Website interactions

• Advertising and tracking identifiers

We may receive information from advertising platforms, analytics providers, lead-generation partners, service providers, and other third parties.

2. How We Use Information

We may use information we collect to:

• Process your request for information

• Determine which products or services may be relevant to you

• Match or connect you with third-party service providers

• Allow a provider to contact you about products or services you requested

• Operate, maintain, and improve the Site

• Understand how visitors interact with our website and advertising

• Measure advertising and marketing performance

• Prevent fraud, abuse, or security incidents

• Comply with applicable laws and legal requirements

• Respond to privacy or consumer requests

• Communicate with you when permitted by law and consistent with any consent you have provided

Submitting information does not guarantee eligibility for any particular program, product, service, settlement, savings amount, or financial outcome.

3. How We Disclose Information

Because this Site operates as a matching and referral service, information you provide may be disclosed to third-party companies that may be able to assist you with the products or services you requested.

These companies may include debt relief providers and other financial or consumer service providers.

We may receive compensation when we refer consumers to these companies.

We may also disclose information to:

• Website hosting and technology providers

• Analytics providers

• Advertising and attribution platforms

• Customer relationship management systems

• Call, email, and messaging service providers

• Fraud-prevention and security providers

• Professional advisers

• Government authorities or other parties where disclosure is required by law

• A successor entity in connection with a merger, acquisition, financing, reorganization, or sale of assets

Once information has been provided to an independent third-party provider, that provider’s collection and use of your information is also governed by its own privacy practices.

4. Sale, Sharing, and Targeted Advertising

Certain U.S. privacy laws define terms such as “sell,” “share,” and “targeted advertising” broadly.

Because we may receive compensation for connecting consumers with third-party providers, certain disclosures of personal information may be considered a “sale” or similar commercial disclosure under applicable state privacy laws.

We may also use advertising technologies that disclose identifiers or internet activity to advertising platforms for measurement, attribution, or personalized advertising. These activities may constitute “sharing,” “targeted advertising,” or a “sale” under certain state laws.

Where required by applicable law, you may have the right to opt out of these activities.

To make a privacy request or request to opt out, contact:

US Funding Direct is a marketing and referral service and does not directly provide credit repair services. We may receive compensation from third-party service providers when consumers are referred to or engage with those providers. Any credit repair services are provided by independent third-party companies.

Results vary by individual and are not guaranteed. No specific credit score increase, timeframe, or outcome is guaranteed. Accurate, current, and verifiable negative information generally cannot legally be removed from your credit report. You have the right to dispute inaccurate or incomplete information directly with the consumer reporting agencies at no cost.

Testimonials, examples, and stated results represent individual experiences and should not be considered typical or guaranteed results. Information provided on this website is for general informational and advertising purposes only and does not constitute legal, financial, or credit advice. Services may not be available in all states and are subject to provider eligibility requirements and terms.

Please include enough information for us to reasonably identify and process your request.

5. Cookies and Advertising Technologies

We and our service providers may use cookies, pixels, tags, server-side tracking technologies, APIs, and similar technologies to operate the Site, understand visitor activity, measure advertising performance, prevent fraud, and deliver or measure advertising.

These technologies may collect information such as your IP address, device identifiers, browser information, referring URL, pages viewed, advertisements clicked, and interactions with the Site.

Our advertising and analytics partners may include platforms such as Meta, Google, TikTok, Microsoft, and similar providers.

Your browser or device may allow you to restrict or delete cookies. Certain Site functionality may not operate correctly if cookies are disabled.

Where applicable, we also honor legally recognized opt-out preference signals as required by law.

6. Communications

If you provide your telephone number, email address, or other contact information and provide the required consent, you may receive communications relating to your request from us or the provider with whom you are matched.

Your consent to receive marketing communications is not a condition of purchasing any product or service unless otherwise clearly disclosed.

You may opt out of marketing emails by using the unsubscribe mechanism contained in the communication.

You may opt out of text messages by replying STOP. You may reply HELP for assistance.

Message and data rates may apply.

Mobile telephone numbers, text-message opt-in information, and SMS consent data will not be sold or provided to third parties for their unrelated marketing or promotional purposes. This restriction does not prevent information from being provided to service providers that help facilitate communications you requested or consented to receive.

7. Your Privacy Rights

Depending on where you live and subject to applicable law, you may have rights regarding your personal information, including the right to:

• Request access to personal information we maintain about you

• Request correction of inaccurate personal information

• Request deletion of certain personal information

• Obtain a copy of certain personal information

• Opt out of certain sales or sharing of personal information

• Opt out of targeted advertising

• Limit certain uses or disclosures of sensitive personal information

• Appeal a decision concerning a privacy request

• Receive equal treatment regardless of whether you exercise applicable privacy rights

These rights vary by state and may be subject to exceptions.

To exercise an applicable privacy right, contact:

support@usfundingdirect.org

We may need to verify your identity before processing certain requests.

Where permitted by law, an authorized agent may submit a request on your behalf. We may request documentation confirming that the agent is authorized to act for you.

8. California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA/CPRA”).

Depending on our activities and whether applicable statutory requirements are met, these rights may include the right to know what categories and specific pieces of personal information have been collected, request deletion or correction, and opt out of the sale or sharing of personal information.

Categories of personal information we may collect include:

• Identifiers

• Contact information

• Financial information voluntarily submitted by you

• Commercial information

• Internet or electronic network activity

• Geolocation information derived approximately from an IP address

• Inferences drawn from information you provide or your interaction with the Site

We may disclose these categories to service providers, advertising and analytics companies, and companies that may be able to provide products or services you requested.

We do not discriminate against consumers for exercising rights provided by applicable privacy law.

9. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce agreements, maintain business and compliance records, and prevent fraud or abuse.

Retention periods may vary depending on the nature of the information and the purpose for which it was collected.

10. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information.

However, no internet transmission, information system, or method of electronic storage can be guaranteed to be completely secure. You provide information electronically at your own risk.

11. Third-Party Websites and Services

The Site may contain links to websites, services, or offers operated by third parties.

We do not control the privacy practices of independent third parties. You should review their privacy policies before providing them with personal information.

12. Children’s Privacy

This Site is intended for adults and is not directed to children under 18.

We do not knowingly collect personal information from children under 18. If we become aware that such information has been collected, we may take reasonable steps to delete it.

13. Do Not Track and Privacy Preference Signals

Some browsers offer “Do Not Track” functionality. Because there is no universally accepted standard governing traditional Do Not Track signals, we may not respond to those signals.

Where applicable law requires recognition of an approved browser-based opt-out preference signal, such as the Global Privacy Control, we will process the signal as required by applicable law.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes to our practices, technologies, services, or legal requirements.

When we update the Policy, we will revise the “Last Updated” date above. Changes become effective when posted unless otherwise stated.

15. Contact Us

For questions concerning this Privacy Policy or to submit a privacy request, contact:

THEMARKETINGDREAM LLC

Email: support@usfundingdirect.org